Stopping in to say hi! 👋🏼

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I love that Fall season is here now, BUT we are experiencing an Indian Summer here where no one has AC. 🥵 I was literally sitting in front of the fan, with an iced drink and melting in front of the TV. I think we are finally through it, but my productivity has been very low.

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As in, I've not spent an ounce of time writing new posts for the website. I am also behind on my Frugal Five post.

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I am also very happy to have family in town. I am realizing that my family was the magic touch to living here back in my young adult years. I am keeping today's newsletter short & sweet so I can spend the most time with them.

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What's in this episode?

• What are we reading - FIRE around the web
• EconoMe
• Frugal to FI on You Tube [Video]
• Fall Inspiring Recipes [Recipes]
• Memes
• Editor's Closing

Frugal & FIRE Content

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72(t) Payment Plan

As someone who is contemplating if a 72(t) fits in my plan to early retire (by 'early', I mean by 58-60 years of age), The FI Tax Guy breaks down taking 72(t) payments from a retirement fund.

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Retire Early vs Retiring Rich

The Financial Samurai breaks down with numbers why retiring with time and freedom is better than retiring rich and older. What do you think?

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Enjoying Iceland

Then you combine that post above with some evidence that retiring early has proved its worth and her numbers support it. Check out The Purple Life whose net worth just keeps growing while she circumnavigates Iceland and more fabulous destinations.

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Financial Independence is Better with Friends

EconoMe

Pursuing FI (Financial Independence) is better with friends! Yes, I whole heartedly agree. This is an incredible conference to attend. Interactive sessions, great minds and speakers, its one big party about money. You will leave inspired and with many new friendships.

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🔥 Frugal to FI is on You Tube

I go over my October Net Worth and reviewing what my focus is for 2025 (hint: saving money). We will also review my October budget reset on my digital spreadsheet.

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Recipes

Pumpkin Cheesecake

This pumpkin cheesecake has a graham cracker crust and a thick and creamy cheesecake that is perfectly spiced for the season. This is like if pumpkin pie and cheesecake got together and had an easy-to-bake baby.

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Pumpkin Macaroni & Cheese

Smoked gouda, fontina, warm pumpkin, and sage. Salty parmesan in the breadcrumbs. Need I say more? 🎃

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Memes

Well I put aside the writing on the website for a week or two. I know that I am behind on my Frugal Five Things post. That is because I have been busy getting the Frugal to FI YouTube channel running. A place where you are the videographer, editor, writer, and more! I am much enjoying it. But I am hoping to keep the editing to a minimum. Role with it perfect in "Take One". LOL I always try to do ALL the things at once. The busy chaos is my happy vibe. I also created a new budgeting spreadsheet. If you caught my Instagram stories, I offered the link so one could download the budget for their own personal use. Let's start 2025 budgets strong! I don't guarantee its free of errors. Please check your numbers twice. 😊 If you have any questions, hit reply. ​ Until next time!

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Also check out:

• The RSS FIRE️‍🔥Feed with the latest frugal & FIRE topics from around the web. Now with its own newsletter option ​that is sent 3x a week.
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Welcome to Frugal to FI, where we talk about money saving tips, budgeting, semi-homemade cooking, and more. You’ll will also find valuable content on overcoming the unique challenges of building wealth later in your life.

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